Blog Posts in 2014
Posted on Nov 24, 2014 By Law Office of Steven R. Owens
Learning from Your Mistakes Can Become Your Teaching Moment Everyone makes financial mistakes. The key is to learn from them, try not to repeat them and then pass on this hard-earned wisdom to your ...
Continue reading "Learning from Your Mistakes Can Become Your Teaching Moment" »
Posted on Oct 10, 2014 By The Law Office of Steven R. Owens
If you're reading this, you need an estate plan. Why? The short answer is "Everyone, age 18 and older needs an estate plan." It doesn't matter if you are old or young, if you have ...
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Posted on Sep 26, 2014 By The Law Office of Steven R. Owens
When planning their estate, most parents express the desire to treat their children equally out of a sense of fairness. However, sometimes being fair or doing what's right by your children may not ...
Continue reading "What if Treating Your Children Fairly Means Unequal Inheritances?" »
Posted on Sep 12, 2014 By The Law Office of Steven R. Owens
What you don't know about Social Security benefits can hurt you and your spouse for the rest of your lives. Here are three traps to avoid when taking your benefits. The Key Takeaways The longer ...
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Posted on Aug 29, 2014 By The Law Office of Steven R. Owens
It's that time of year – the time for beautiful weddings, fun receptions, delicious cakes, special gifts, and romantic honeymoons. While this is a joyous time for everyone, it's also ...
Continue reading "Estate Planning Basics for Newlyweds - How to Get Prepared for the Unexpected" »
Posted on Aug 15, 2014 By The Law Office of Steven R. Owens
After Robert died, Joan owned their vacation home outright. She remarried a few years later, and she added her new spouse's name to the title. When Joan died, her children were shocked to learn ...
Continue reading "Parental Warning: If You Own Your Property this Way, You May Accidentally Disinherit Your Own Children" »
Posted on Aug 1, 2014 By The Law office of Steven Owens
On June 12, 2014, the U.S. Supreme Court—in a unanimous decision—ruled that Individual Retirement Accounts (IRAs) inherited by anyone other than a spouse are not retirement funds and ...
Continue reading "U.S. Supreme Court Rules Inherited IRAs are Not Protected from Creditors" »
Posted on Mar 26, 2014 By Steven R. Owens
Americans are very generous when it comes to charitable giving. In addition, lower earners give more proportionately than higher earners. Perhaps this is because lower earners understand how easily a ...
Continue reading "Protecting Against Financial Fraud in Charitable Giving" »
Posted on Mar 14, 2014 By Steven R. Owens
Your Funding Options The first part of planning for long-term care is realizing that, a) most of us will need this kind of care for at least some time before we die and b) the cost of this care can be ...
Continue reading "Long-Term Care Planning, Part 2" »
Posted on Mar 4, 2014 By Steven R. Owens
A Central Requirement Health care has been the topic of discussion lately, but the greatest threat to your financial health is long-term care. This is the kind of care you need if you are not able to ...
Continue reading "Long-Term Care Planning, Part 1" »